“How can I start financial planning when my salary is so low?” This is a common question; people ask when they ‘think’ that their income is lower than that of others to initiate financial planning! #low-salary-finace-planning   We all work hard in our own profession /business. Every profession, job or

Happy International Yoga Day!! ‘Yoga’ is the concept, science, practice & method to follow for the benefit to our body & mind. It was invented in our India & our Acharyas, Gurus have been practicing it since ancient times. It has evolved over the years. It has to be followed

We all are experiencing market volatility, geo-political tensions & uncertainty, rising inflation where our daily expenses have crossed their usual expense boundaries, on top of it, RBI made a decision to increase repo rate & CRR few days back… Whole world has still not come over deadly pandemic yet. Market

IT sector! One of the most flagship sectors in our country where large no of young people get their dream job. India is a land of Engineers they say & this is one of the reasons many of the youngsters get their job in IT. We have IT hubs in

In a surprise announcement, yesterday, the Reserve Bank of India hiked a ‘repo rate’ by 40 bps now. Now, it is 4.40%. Whereas ‘cash reserve ratio’, i.e. CRR has been increased by 50 bps making it 4.50% now. Other key policy rates such as ‘reverse repo rate’ has been kept

Since the beginning of my practice as a ‘fee only financial planner’, I meet & get to interact with lot of people about their journey in finance. I like to help them in setting their goals & prioritize. One goal many of them often quote is, ‘early retirement’! I have