Get clarity about your current financial situation, stay focused on your future goals, and make informed financial decisions with a truly personalized financial plan.
— FEE ONLY FINANCIAL PLANNING
Services & Fees
One clear plan
Built around your life, not a product.
Financial planning process flow
1. Introduction
We explain ARTHA FinPlan’s services, fees, scope of work, and approach.
2. Initial Meeting and Discussion
We discuss your financial needs, expectations, and queries, preferably with your spouse.
3. Data Sheet and Letter of Agreement
We share the engagement letter and data sheet to collect your financial details confidentially.
4. Data Assessment
We analyse your financial details, goals, investments, income, and liabilities.
5. Preparation of a Plan
We prepare a personalised financial plan based on your goals, risk profile, and circumstances.
6. Presenting a Plan to You
We present your plan, discuss your feedback, and finalise the recommendations.
7. Implementing a Financial Plan
You can start implementing financial planning guide at your end.
8. Review of a Plan
We review your progress periodically and update the plan as needed.
DESIGNED AROUND YOU
This ‘Comprehensive Financial Planning service’ on ‘FEE ONLY’ basis is best suitable for those who
01
Seek Clarity
Seek Clarity about their existing financial elements and a road map ahead for their future financial goals.
02
Want to Stay Focused
Want to stay ‘Focused’ on their priority future financial goals with ‘disciplined way of investing’.
03
Want to Understand Their Money
Curious to understand own money aspects. Seeks answers for how, why and what for their money management.
04
Want to Be Well-Informed
Want to be well aware about their own money and personal finance in general.
05
Want to Make Confident Decisions
Wish to take all money decisions with full clarity and confidence.
SIMPLE. CLEAR. TRANSPARENT.
Fee Structure
For your truly customized personal financial plan.
| Compare Plans Details | For India-Based Families Resident Indians | For Indians Living Abroad Non-Resident Indians (NRIs) |
|---|---|---|
| Engagement Fees | First Year ₹24,000 Annual Renewal: ₹12,000 (2nd Year Onwards) | First Year ₹27,000 Annual Renewal: ₹13,500 (2nd Year Onwards) |
| Coverage | You, your spouse, and dependent children | You, your spouse, and dependent children |
| Risk Profiling | ✓Included | ✓Included |
| Existing Financial Assessment & Review | ✓Included | ✓Included |
| Cash Flow Analysis | ✓Included | —Not Specified |
| Emergency Fund Planning | ✓Included | ✓Included |
| Goal-Based Financial Planning | ✓Included | ✓Included |
| Retirement Planning | ✓Included | ✓Included |
| Insurance Planning | ✓Included | ✓Included |
| Tax-Efficient Investment Advice | ✓Included | ✓Included |
| Debt Management Guidance | ✓Included | —Not Specified |
| Return-to-India Goal Mapping | —Not specified | ✓Included, if planning to return to India |
Services marked “Not Specified” require suitability and need. Please contact ARTHA FinPlan for details.
OUR COMMITMENT
Ethical. Unbiased. Objective.
Financial advice with a totally unbiased and objective approach is ethical, trustworthy and compliant.
Unbiased Advice
Ethical Approach
Client First
Our Support Throughout Your Engagement
The same practical support commitments for Resident Indian and NRI engagements.
Financial Data Assessment & Goal Discovery
Existing financial data assessment and goals discovery session
Your Personalized Financial Planning Guide
Financial planning guide is delivered in 2 to 3 weeks
Detailed Plan Discussion
1 hour detail discussion on the Financial Planning Guide after delivery
Quarterly Follow-Up Sessions
15 mins Quarterly follow up sessions
Ongoing Consultation
Consultation throughout a year on pre scheduled basis.
A YEAR OF CONSIDERED SUPPORT
GOAL-LED, SUITABILITY-FIRST
Scope of Investment
Advice
Investment advice is provided according to individual financial goals and suitability.
✓Mutual Funds |
✓Bonds |
✓Fixed Deposits |
✓Recurring Deposits |
✓Savings |
✓Employee Provident Fund (EPF) |
✓Public Provident Fund (PPF) |
✓National Pension Scheme (NPS) |
✓Sukanya Samruddhi Yojana |
✓Post Office Investment Schemes |
✓Precious Metals |
✓Government Investment Schemes |
✓Exchange-Traded Funds (ETFs), as per suitability |