Happy women’s day! Today everyone is celebrating women in their lives! Yes they are integral part of family, relations, bonding but when it comes to ‘money decisions’ or ‘financial planning’, they are often sidelined. Financial planning lessons for women entrepreneurs: A woman, whether working or not, if working then salaried… Read More »FINANCIAL PLANNING LESSONS FOR WOMEN ENTREPRENEURS!:
Two days back, a news about ‘auction’ of pledged gold worth crores came in! Around 1 lakh people who applied ‘gold loan’ couldn’t pay off their dues & so respective banks & NBFCs had to ‘auction’ the gold pledged. We are still fighting with Covid 19 & our livelihood is… Read More »Should you opt for a Gold loan?
A few years back, a person from our neighborhood following a simple living renovated his house with posh interiors, a new car purchase was followed, children started going to a better school.… in short, his lifestyle underwent a major transmission. A single earning member working in a private sector in… Read More »How to stay away from the ‘Debt trap’?
Yesterday, we celebrated ‘Teachers’ day’ in the memory of Grate Mr Sarvepalli Radhakrishnan! Our teachers have indeed a strong place in our lives as they have helped us in shaping our personality, knowledge & attitude in one way or the other. In the words of Mr Ralph Nader, “Your best… Read More »How our mistakes can teach us about Personal Finance?
Getting own pay cheques & becoming financially independent is everyone’s dream. Everyone makes their wish list ready once they receive their ‘first pay cheque’! Apart from shopping, giving parties to friends & family, many of us look for buying own house or getting a bigger one, buying own car &… Read More »What do you choose once you start earning? Loans or investments?
I got one call from a person asking, whether he should buy his second home as home loan rates are lower. When the whole world is struggling financially due to pandemic, thankfully, this person has been doing well financially. Well, if we think on one side, he is right. If… Read More »Are you buying a house just because home loan rates are lower?