Happy Independence day! As we celebrate our beloved country’s freedom & independence today, we also think about freedom from all our financial worries, being more independent in our financial decisions, making more mindful investments What are those beliefs & practices which prevent us from achieving our financial freedom? Traditional products… Read More »How can we achieve ‘financial freedom’ ?
Getting own pay cheques & becoming financially independent is everyone’s dream. Everyone makes their wish list ready once they receive their ‘first pay cheque’! Apart from shopping, giving parties to friends & family, many of us look for buying own house or getting a bigger one, buying own car &… Read More »What do you choose once you start earning? Loans or investments?
Today morning, we all got a surprise from finance ministry about restoring back the decision to change interest rates on PPF, SSY & other small saving deposits. Last night, we got a shock of reduction in interest rates but it followed by this surprise today! Well, reduction in rates of… Read More »How to survive changes in deposits interest rates?
Financial year 2020-21 will end in next week! We are literally in a hurry to get our tax saving done, getting right proofs for it, meeting the deadline. With a background of COVID-19, where our incomes & cashflows are still getting back on track, planning for taxes is a task.… Read More »Tax planning essentials in the last leg of FY 2020-21
In 2-3 days, we will say goodbye to this year 2020! Another year coming to an end but with lot of learnings, experiences and stories to share with. Year 2020 is really special and king of all the stories is off course ‘COVID-19’ and experiences around it. Its all about… Read More »Positive notes for personal finance from year 2020.. sharing through some of my personal experiences and stories!!
I got one call from a person asking, whether he should buy his second home as home loan rates are lower. When the whole world is struggling financially due to pandemic, thankfully, this person has been doing well financially. Well, if we think on one side, he is right. If… Read More »Are you buying a house just because home loan rates are lower?
